Shmoney is an Android app that helps Kenyans see where their M-PESA money goes. It reads M-PESA confirmation messages on the phone, categorises spending, and surfaces transaction fees — including Fuliza — without asking you to paste statements by hand.
Shmoney is built by Hosea Lonti, Founder of Docspace Technologies, a Kenyan software company. Editorial guides and calculators on this site are written and verified by Hosea.
We publish from Kenya and design the product around how people actually use M-PESA: Send Money, Till, Paybill, withdrawals, and Fuliza.
Legal name: Docspace Technologies
Product: Shmoney
Address: Safaricom, Mazeras, Voi 80300, Taita–Taveta, Kenya
Email: hello@shmoney.co.ke
Phone: +254 783 361040
Android app: Shmoney on Google Play (package com.shmoney.app)
Fee tables and calculator rates are checked against published Safaricom and NCBA documents. Tariffs can change, so we date-stamp when rates were last verified and link to the official sources. Guides are written to answer specific Kenyan money questions — M-PESA charges, Fuliza costs, statements, and budgeting — not generic personal-finance filler.